Car loan calculator
with balloon payment.
Estimate payments, extra repayments and your car’s value at the end.
Car & financing
Enter your detailsAdditional costs
optionalThe part payment is applied after the selected month’s regular payment. Future monthly payments are recalculated over the remaining term. The balloon is still due at the end.
Enter your own estimate of the car’s resale value at the end of the loan. It is not a guaranteed buyback price.
Plan a Swedish car loan with a balloon payment
Use this free Swedish car loan calculator to estimate a monthly payment with a balloon balance (residual value). Enter the car price, down payment, nominal interest rate, loan term and final payment. Add fees or a one-time part payment to see how they affect the estimate. Compare your balloon balance with your own estimate of the car’s value at the end of the loan.
Car loan calculator questions
What is a balloon payment on a Swedish car loan?
A balloon payment, sometimes called a residual value or final payment, is a portion of the loan left to pay at the end of the term. It reduces the regular monthly payment but leaves a larger final balance.
How does this calculator estimate the monthly cost?
It calculates payments from the loan amount after your down payment, nominal annual interest rate, term and balloon amount. The cost summary also includes your monthly account fee and one-time setup fee. Lender terms and effective interest rates may differ.
How does a one-time part payment affect future payments?
The extra payment is applied after the selected month’s regular payment. Future monthly payments are then recalculated over the remaining loan term, while keeping the balloon payment due at the end.
Does my estimated car value guarantee that I can cover the balloon?
No. The comparison shows the difference between your estimated resale value and the balloon balance. Actual value depends on the car’s condition, mileage and market at the time; neither resale value nor buyback is guaranteed.